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Sunday, November 1, 2026

ADAM & EVE - Jeffrey Archer writes to his readers

 "After fifty years of story telling, I have decided the time has come to write my final novel.

Adam & Eve has now proved to be my most satisfying writing endeavour and I can only hope you will feel the same way.

Please allow me end by thanking all my readers from around the world in 119 countries.

It has allowed this simple story teller the privilege of spending so many hours in your company.

I should have been Prime Minister, Captain of the England Cricket team or won an Olympic Gold for the Hundred metres, but then we can all dream.

As Marcel Proust reminded us:

'We always end up doing the thing we're second best at'

I can only hope that you've discovered what you're second best at.

Farewell and thank you

Jeffrey Archer"

Excerpts from the forward in Adam & Eve by the author 

HARRY KANE - Ballon D'Or, 2026 - Men's Football

 It's about the journey.

Work hard when nobody is watching.

I wasn't the kid who went straight to the top.

I had to experience the downs.

I had to find my way

To be the very best right now.

ALEXIA PUTELLAS - Ballon d'Or Feminin 2026 - Women's Football

 Don't listen to those who tell you no. 

Just do it.

If you have a dream, pursue it, even if you have to start from Zero. 

The most important thing is to do it with love and passion

NAGGING COUGH


Nagging Cough even after infection has gone?
Antibiotics won't solve it

Airways could still be inflamed, pollution could make it worse or it could point to other respiratory conditions.

Solution

1. Find cause

a. Persistent cough needs assessment. Treatment differs for allergies, asthma, COPD and viral infections.
b. Get checked for tuberculosis if cough comes with fever, weight loss, breathlessness, wheezing, chest pain or blood in sputum
c. Sometimes asthma and vocal cord dysfunction can together cause  voice loss - (Please consult an ENT doctor or a Pulmonologist at the earliest)

2. Treat nasal allergies

If there is a running nose or post-nasal drip, anti allegy tablets or nasal sprays may be prescribed.

3. Use Inhalers

For wheezing or cough-variant asthma where cough can be the only symptom - (But only under the doctor's supervision)

4. Cut pollution exposure

Avoid outdoor exercise on high pollution days. Wear N95 masks outside.

5. Soothe Throat

Warm water may ease irritation. Cough syrups offer temporary relief at best.

6. Avoid self prescribed antibiotics

They do not treat pollution triggered cough. Unnecessary use leads to antibiotic resistance.

Source
The Times of India, 28 October 2026

AUTHORITARIANISM

Dhananjay Nahapatra reports Justice Ujjal Bhuyan's speech at the convocation ceremony of of University of Science and technology, Meghalaya in The Times of India of 1st November 2026        

Justice Ujjal Bhuyan

"Authoritarianism sets in when society fears questions.

A society that fears questions becomes vulnerable to authoritarianism.

A society that treats tradition as beyond scrutiny may fail to reform unjust practices.

Article 51A of the Constitution of India  does not merely ask us to acquire scientific knowledge. 

It asks us to cultivate a temperament which is based on reason. It tells us to question, to examine and where necessary, to reform.

I believe, scientific temperament lays the foundation for the rule of law. This is because arbitrary power thrives on ignorance, fear and unexamined belief. A society that accepts claims without evidence is susceptible to superstitious beliefs and becomes vulnerable to misinformation.

Willingness to  reason together through a meaningful debate alone can make a society stronger.

Circulation of information and scrutiny by public reasoning becomes part of the due process by which democratic society resonates with justice.

For a more just and humane society, it is important that we move away from the destructive binary of 'us' and 'they' and embrace the idea of oneness. 

Not for nothing, the Preamble  to the Constitution of India starts with the expression - 'We, the People of India'. The Constitution speaks to all citizens of India as equal members of the constitutional order. Therefore, "we' represents a larger idea of belonging in which our individual identities  or group  identities do not diminish our shared constitutional unity."

Though Justice Bhuyan's exhortation is  to the citizens of India as a whole, it is hoped the leaders of a Church based in South India and its members would thoroughly imbibe its spirit. For the Church has been embroiled in controversies and litigation for more than a decade.




            

Saturday, October 31, 2026

RETIRE RETIREMENT - OTIS D'SOUZA, 63

 Otis D'Souza is the co-founder of an event management company. He's now an intern at a startup.

He calls himself an intern. He says it gives him a purpose in life. 

He realised this after he watched the 2015 film 'The Intern' with Robert De Niro in the title role.

 He found the film beautiful, where the 70 year old Intern advises the MD of the Startup,      "You are never wrong to do the right thing," 

His philosophy:

"If you can build the picture in your head, you can build it."

"Never set out to make money. Set out for purpose, legacy and execution."

"I am a professional at making mistakes. Every mistake you can think of, I've made."

"I retired with money, but I hadn't planned for retirement."

"Money is the biggest trap of life."

A 22 year old asked him how to deal with parents who wanted him to live life their way.

He replied, "Honour your parents now. You are 22. Your time will come soon."

He advises young people, "Valuation is the new buzzword. But first look to build value."

He likes the term 'Intern' very much. 

"It means to be of service. I'm very proud of being an intern."

He has enough money. What he didn't have was a reason to go somewhere every morning.The internship provides him the opportunity for that..

He prefers the word 'partner' and dislikes the word 'founder.'

When his event management  company made money, he bought a Harley-Davidson. He rode it everywhere from the Himalayas to Mangaluru. He admits , "It tried to kill me a few times."

The retired entrepreneur, met Joshua Salins who owned the startup, HobbyTribe, working from an incubation centre in Bandra. They bonded well. He works as an intern in the start up. He always had a penchant for reinvention.

Otis D'Souza's wisdom comes from a lifetime of missteps. To escape the tedium of studies as a teenager, D'Souza , the son of an Air India Pilot, dropped out of school and joined a helicopter company as a cleaner.. After three years, he decided to obtain a degree. He drew  courage from his father who told him, he too could become an engineer if he worked hard..    

He aced every subject in his aircraft maintenance course. 

When he was 30, he joined a college for an MBA. Afterwards he had set up a business that never took off. It was at this point, he co-founded the event management company in 1994. 

And money flowed.

Retirement to Otis D'Souza isn't the end of a career, but the beginning of a different kind of working life.

He has successfully retired retirement.

It certainly is an art.

M. ANNADURAI, 68 - RETIREMENT DIDNOT MEAN STEPPING AWAY

M.Annadurai, 'Moon Man of India,' retired from ISRO in 2018.  He had been very busy till the date of retirement. The morning after that day , the Sun rose as usual. But for the first time in four decades, his calendar was blank. Then, suddenly there was nowhere he had to be. He found it very difficult to sit idle. 

He began to help others build their careers. 

He has become a student again. 

He says, "My days now are definitely more satisfying to me. Life has given me an opportunity to learn more, understand people, face problems and develop India specific solutions."

And adds, "More than infrastructure, we need to invest in bringing up the younger generation."

He mentors.

He emphasises, "Every day is a gift. Every gift should have a return gift. The return gift is what I am giving back to the system."

He enjoys the satisfaction he derives from his second innings where he helps all those who need an assist..

The satisfaction appears to come less from  revisiting his own achievements than from visualising what can be built with the knowledge they gave him.



Who is M. Annadurai.

He is a Padma Shri awardee.

He had worked on two of the defining missions of India's space programme.

He was project director of Chandrayaan-1, India's first mission to the moon.

He was closely associated with the Mars Orbiter Mission (MOM)

He had headed the Isro Satellite Centre which is now the U R Rao Satellite Centre.


IT WILL WORK

When  you put your heart and soul into something that you really love to do, whatever it is, it will work.

There is no chance that the universe will not make it work.

It's all about just enjoying the moment and giving it your best.

And, keep in mind, never give up on anything.

Susanne Khan

Trivandrum Times of india
The Times of India
28 October 2026

SOUPS - CHICKEN SWEET CORN SOUP - VEGETABLE SOUP

 CHICKEN SWEET CORN SOUP / VEGETABLE SOUP

Chicken Sweet Corn Soup is high on starch from the corn starch slurry and sweet corn. 

It is richer in protein in comparison with Vegetable Soup.

Its carb content makes it a filling meal soup.

But it may elevate blood glucose. 

However, Vegetable Soup works well with pureed vegetables or vegetable chunks. 

It is a light, yet filling snack rich in micronutrients and fibre.

Both are filling soups, though corn can be a concern for those who have a leaky gut.

Source:
The Times of India 28 October 2026 

DENTAL IMPLANTS NEED A SECOND LOOK

 Dental implants have provided a perfect set of teeth for millions. But around 10-20% of those with implants get a serious infection that can damge the jawbone. The infection  cannot be controlled by antibiotics most often. 

Scientists from Rutgers School of Dental medicine have found why it happens like that. 

According to them, it's because bacteria corrode these implants to release tiny titannium particles that trap immune cells in a perpetually inflamed state.

Eventually, the phenomenon destroys the jawbone.

In mice models, they saw how these titannium cells activated a calcium channel in immune cells that kept the infection alive.

Disabling the channel helped prevent the disease


Source:
The Times of India 28 October 2026 

Friday, October 30, 2026

MOUNTEBANKING

 I came across the word MOUNTEBANKING at the editorial of The Times of India of 30thOctober 2026.

I didn't know what it was. I checked. This is what I found.

Mountebanking is the act of acting as or engaging in the behavior of a mountebank—a charlatan, quack, or fraudster who uses showmanship, empty promises, and trickery to deceive people.

Historically, the term comes from the Italian montimbanco (someone standing on a bench or platform to hawk fake medicines). In modern commentary, it is sometimes used metaphorically to describe institutional breaches of trust, such as financial fraud, internal bank staff misusing credentials, or confidence tricks that bypass internal security systems (like the "maker-checker" verification process).

Key Concepts

Origin: From the Italian montare ("to mount") + banco ("bench").

Literary/Classic Meaning: A trickster or fake doctor selling bogus cures with flashy storytelling.

Figurative/Banking Context: A breach of trust where institution staff or individuals exploit internal loopholes, unauthorized account modifications, or diverted funds to deceive clients.

There was a quote from Bertolt Brecht on top of the editorial. It read:

"It is easier to rob by setting up a bank than by holding up a bank clerk"

Let me reproduce the editorial which is poignant.

MOUNTEBANKING

Branch level fraud dents customers' trust in banking services, which are the backbone of a modern economy.

Banks pay interest, advise on investments, provide lockers, but for ordinary folks they are first and foremost a safe place to park funds.. A PNB branch in Greater Noida, outside Delhi, has broken this trust. Its rural customers, newly enriched through sale of land, have been allegedly conned out of Rs.35 Cr. The culprits appear to be bank staff, who closed FDs and transferred funds to unrelated accounts without authorisation. Mountebank is an old fashioned synonym for charlatans. We christen this breach of basic trust by a bank, mountebanking. Unfortunately mountebanking isn't rare.

Recall the case from Kota, Rajasthan, last year when a former ICICI Bank relationship manager was accused of siphoning Rs.4.6 cr from customer accounts over two years. How? She changed the phone numbers linked to accounts, so customers never got transaction alerts. There was a case from Delhi in 2024, when an ICICI branch manager allegedly duped an NRI out of Rs.13.3 cr. He created fake accounts, issued debit cards and cheque books for them and diverted her money. In 2023, Bank of Baroda staff reportedly stole Rs.22lakhs from 362 customers by linking unauthorised numbers to their accounts.

None of these is a high tech scam. Rather, they're confidence ricks or failures of bank's internal systems. they happen when the so called "maker-checker" system, which require two different persons to authorise a sensitive transaction, breaks down. It may happen, among other things, due to collusion or when banks use offline processes meant for network outages or when a staffer misuses login credentials of a former employee.

Often, the intention isn't to rob customers, but to profit from their money and return it unnoticed. The ICICI Kota RM bought shares with embezzled funds, but ran up losses. Sometimes, performance pressure from banks leads to such cheating. In the BoB case, staff were pushed to onboard customers to the bank's mobile app, which gave them a chance to introduce unauthorised numbers. It's true that banks repay customers after such frauds, but every such case shakes people's faith in the banking system. And usually, it's newly banked rural folk, or senior citizens - these are the most vulnerable groups - who are affected. RBI and Department of Financial Services must do  more to curb such fraud, with stronger checks and stricter punishments.

Tuesday, October 27, 2026

RASHMIKA MANDANNA AND VIJAY DEVERAKONDA GOES CANDID ON LOVE

 


Rashmika Mandanna, wife of                          Vijay Deverakonda puts a question, "If I'm not in love with the man I'm marrying, why would I marry him?" 

She reveals she proposed to Vijay 100 times. 

She says, while she really  knew what she wanted, Vijay wanted to think through the practical aspects of life. 

According to her, what mattered was  not the number of times she proposed, but it was arriving at the decision to choose each other for life. 

"That didn't change our love in any way. I'm all heart and he is the thinker - and we need that in each others' lives." 

Addressing criticism over her repeated proposals, Rashmika responds, "And yes, I am OBSESSED with my man. When did that become a bad thing?" . 

She concludes, "Find a man who loves you so beautifully that even after you're married, you'd still want to tell him, "Let's get married'". 

"I would do it a thousand times.  100 is nothing. It's really that simple." 

Vijay posted, " For all those who are concerned - we are both gloriously happy. I am blessed. If it's me and her, against the whole world - so be it."  

Vijay and Rashmika are newly weds. 

They are well known Film Stars from South India

Trivandrum Times of India
The Times of India 
27 October 2026

Monday, October 26, 2026

AAMIR KHAN ON HIS WEAKEST MOMENTS

 


The Times of India 
26October2026

I felt like I was sinking slowly

Aamir Khan recounts some of the weakest moments of his life

"When I was sitting in COVID, I was thinking how 30 years of my life had passed. 

It's okay to work like a madman, totally obsessed with what you're doing for one year, two years, five years. But if it goes on for 30 years, you've lost your relationships. Your kids have grown up. They are adults now. 

I felt a deep sense of loss.

I'm glad this thought occurred to me when I was 56 and not at 86. Because it would have been really  too late to do anything about it."

Aamir also recounted an earlier low point from the start of his career. After his 1988 debut 'Qayamat Se Qayamat Tak' became  a hit, he signed nine films in six months. He had reasoned that if established stars could juggle dozens of projects, he could  handle ten. 

However, when the films flopped, he had felt he was slowly sinking.

"At that time mentally and emotionally I felt I was in quicksand. I thought I was slowly sinking. I found, the more I struggled to get out, the deeper I was going"

The message obviously is transparent

CRUCIAL DECISIONS AT A CRITICAL TIME

 


I had miserably failed due to ignorance,  incapability to discern and a senseless and blind belief that my elders alone knew how to guide me in my career path. I learned later to my dismay, they were not equipped for that.

The baggage remains forever.

I didn't have to probe further when I had been  through the articulation by Anju Bobby George in Malayala Manorama of 26 October 2026

"If you can make crucial decisions at a critical time in your career, success is guaranteed."

"nirnayaka samayathu careeril nirnayaka theerumanangal edukkan kazhinjal nettam urappu"


Sunday, October 25, 2026

THE ONE THAT HAS NINE LIVES AND MORE

 


A close relative who had a humble beginning went on to do extremely well. Much to our amazement, he had been assigned highly coveted positions in the Government.  We saw him managing them efficiently.  It was quite unfortunate he  missed his slot in the Civil Services by a whisker.

Yet, he went on with the calls on him, unfazed. However, in one of his travels to his workplace 150 km away from home, the car had met with a major accident.  It was providence, he survived. But it left him depend on a walking stick. 

When there had been a significant function at his place, he was game. He subdued the disability that partially restricted his movements. He happily visited his friends and relatives to invite them. 

Recently I wrote to him.


You are the cat that has nine lives and more.


The current turbulence is one you can easily tackle - if we compare them with the challenges you had encountered earlier with gusto 


You are a fighter. You never give up.


Looking to the day when you totally outsmart the minor irritants that has slowed you down a bit


Have a nice day.

Have a nice week 

Have years and years of very, very active life.


Let the best and the finest in you emerge always

MIX OF INCREDIBLE PEOPLE

 


In an organisation  you have to keep in mind that you are one of the most important cogs in the wheel, despite the position you hold that may vary from the  apex to the deep down. 


Without the cogs in place the wheel can never have a smooth and effortless ride.


The organisation inches ahead when it is a mix of incredible people with a relentless mindset, craving for excellence.

Friday, October 23, 2026

WHEN QUESTIONS ARE RAISED

 

When questions are raised, you need to answer them  emphatically to get through.

Your greatest strength will be your ability to remain composed amidst  chaos. 

You have to be aggressive, not reckless. 

You have to be tactical

But never rush even as you face off the questions. You have enough  time on hand.

You can happily put the questions back as well.

Believe in yourself. Keep the interests of your organisation primary at all times.

Please have in mind, a high-risk and high-reward approach has the potential to backfire too.

Life is always like that. You never know what is on  line next.


Tuesday, October 20, 2026

WHERE IT BEGAN EIGHT YEARS AGO

                                            WHERE IT BEGAN EIGHT YEARS AGO 

                                      TRAVANCORE FRESH SUPERMARKET  

                                                    VANDITHADAM 

                                          THIRUVANANTHAPURAM









Monday, October 19, 2026

DAUGHTER IN HER AMMACHI'S SAREE

                                                      IN HER AMMACHI'S SAREE



FAMILY GETS TOGETHER

 



FLOWERS IN THE GARDEN

 



























TARGET

 

Target unprecedented and extraordinary goals

When a problem troubles everyone, then the solution should also cover everyone 

It will be an injustice if small and easy goals are set.

Target unprecedented and extraordinary goals

Be driven by a desire to learn continually 

No incidents should be considered a waste of time or energy

Be guided by humility 

Learn to rise up when you fail

When people oppose you learn to understand them

Never be driven by ambition but by mission

Every crisis must be a test of your patience

Excerpts - Prime Minister Narendra Modi addresses Viksit Bharat Sankalp Sabha in Delhi

FLOWERS GREET TRAVELLERS ON ROAD

                              FLOWERS GREET TRAVELLERS ON ROAD



GRANITE JUBILEE

 A granite jubilee is a hypothetical or symbolic name for a 90th anniversary or 90th milestone.

Key Milestones Compared

Silver Jubilee: 25 years

Golden Jubilee: 50 years

Diamond Jubilee: 60 years (or 75 years)

Platinum Jubilee: 70 years

Oak Jubilee: 80 years

Granite Jubilee: 90 years

Centenary / Centennial: 100 years

Because reaching a 90-year mark for a human lifespan or a traditional institution is rare, the term is largely theoretical. 

ANOOP IN JAPAN

                                                                    ANOOP IN JAPAN




FISHING BOATS AT NIGHT - VIZHINJAM PORT - THIRUVANANTHAPURAM - ARABIAN SEA

                                                                  ARABIAN SEA

            FISHING BOATS AT NIGHT -  VIZHINJAM  PORT - THIRUVANANTHAPURAM

 




Sashidhar Jagdishan MD & CEO HDFC BANK

 

Sashidhar Jagdishan

When specifically asked why he chose not to continue for a third term, Jagdishan said:           “I think, sometimes after 31 years, one need to also start to look at life outside of the institution that you have nurtured, you have grown with. It is a personal call.” 

CONSISTENCY IS MOST IMPORTANT

 

For a teacher or  for one in management, consistency is most important. 

One in management does not mean mere managers alone. You are in management wherever you are - managing a host of tasks 

For that, you have to be on a constant drive. 

Drive to improve yourself. 

You have to relentlessly refine yourself. 

It is in essence the upgradation of  your knowledge level. 

You have to learn to absorb failures as well as heaps of abuses flying at you.

You have to convey really well what you wish to tell others or unveil.

Be ready to retract whenever needed.

But have in mind

Mao Zedong always.

"Two steps forward, one step back."

Thursday, October 15, 2026

WARREN BUFFETT BECAME WARREN BUFFETT

 

Warren Buffett became Warren Buffett 

Because he knew when to buy

And when to sell

Because he knew

What to buy

And what to sell

Warren Buffett became Warren Buffett

Because he was firm

Not to flaunt his wealth

Because he never went 

To take too much out

Modesty was his virtue

And listening was his forte 


PERFORMANCE ALONE MATTERS

 


You have to set standards.

You may not be getting any younger.

But you can always be better equipped to handle everything you come across

You have to churn out well wherever you are

Your job is to tackle what is in front of you.

Performance alone matters

That's the point you have to consistently prove.

Tuesday, October 13, 2026

PREPARATION IS EVERYTHING

 


Let me take a leaf out of cricketer Abhishek Sharma (The Times of India Sports folio 13October2026) and transpose that to the.  young, their education and their growth.

Preparation is important. Detailed preparation allows you to sustain the gains you make in overall development.

Training in testing situations grooms you. You have to anticipate the challenges ahead and work on them. When you  prepare, be ready to meet the uncomfortable, head on. 

That kind of preparation keeps you battle ready and prevents surprising failures or unexpected pull backs.

Plan to counter what unexpectedly  comes up. Allow yourself to be tested when you prepare for the exams. It helps you face the exams and testing times well.

You have to be prepared to respond to all kinds of questions that could be thrown at you. You must be willing to stay away  from your comfort zone and refuse to be cocooned there.

Design your preparations to make you uncomfortable. It creates a mindset where surprises fail to surprise you.

Allow yourself to be in tough situations as you prepare.

When you prepare deep like this, nothing would deter you from savouring success.

Monday, October 12, 2026

TRAVAILS OF AN ATHLETE

 

No one knows the travails an athlete goes through to compete at the highest levels and win laurels.

The athlete ignores the pain to achieve his/her  lofty aims

Victory doesnot come easily.

We see an athlete participating in the event only for a short time  in the stadium.

But the hard work and the grind behind it is inconceivable.



Sunday, October 11, 2026

ABSORB

 

When a young man or young woman  enters an industry, the challenges are many. You are absolutely raw.  You must have been a good student to reach that far. But textual knowledge or practicals in the college never equip you to align with the varied demands that confront you..

Graduation in engineering or medicine or management or in any other discipline, does not assure that you know everything. It's a rude awakening. You find you know very little.

You must possess a mindset that prompts you to keep learning. That alone  transforms you.

Remember, the paper on which you write is always white. What you put on it makes you a  colourful personality.

In essence you have to learn to shed and to absorb


Saturday, October 10, 2026

OLE, OLE, OLE, OLE, MESSI, MESSI

 After the final whistle. Messi's eyes glistened  as his teammates gathered around him, applauding. 

A rumbling chorus of "Ole, ole, ole, ole, Messi, Messi" rose from the stands as tens of thousands of fans jumped as if in worship. 

A barrier at midfield proclaimed him "Eternal Captain."

The Argentine soccer federation turned Tuesday's (6th October  2026) game - Messi's 208th - into a farewell billed as "the last tango." Players from 1978, 1986, and 2022 World Cup winning squads returned to see him off. 

"It feels like an era ending, knowing he won't play for the national team anymore," said Valentino Ruso as headed to watch the game on TV.

What was otherwise an unremarkable friendly against the West African nation, Benin, became a moment, the soccer crazy country had long dreaded. 

When 39 year old Messi bid farewell to international soccer after 21 years, 126 goals, two Copa America titles and a World Cup Championship, scoring a penalty and setting up  Argentina's other two goals for a 3-0 victory over Benin,  Argentina was facing a once unimaginable reality - a national team without soccer great Lionel Messi.

After the match, Messi spoke to the crowd.

"There are a lot of emotions, a lot of things going through my head. The first thing I think about is my old man," bringing alive the memory of his dear father who recently passed away.

He continued. 

"The truth is, I'm talking more than I ever have. I don't want to leave here. I don't want to leave this field."

"It was a huge source of pride for me to wear this shirt all this time, for more than 20 years. Not coming anymore is going to hurt a lot. I swear, I'd love to keep coming my whole life, because playing for Argentina is the most beautiful thing that can happen to you."

When Messi won the third World Cup title for Argentina, it was a moment to cherish.

On Tuesday night in Buenos Aires, there was another one to remember. It was arguably one of the greatest and most emotional farewells in football history.

Neymar puts it succinctly.

"It's not just Argentina that thanks you, the world thanks you for everything you did for football. Thank you for making me love football even more. It was an honour to have played against you and even more so to make history by your side."

The Times of India, 8th October 2026

"This is going to hurt a lot - Both Messi and Argentina Left Confronting The Inevitable As Day Arrives When They Must P0art"

Friday, October 9, 2026

AI use, ups homework scores, but slashes exam marks:study

 Yesterday evening I witnessed a spectacle. Our grand daughter was working out model question papers while preparing for exam today. Then we  saw her Amma admonishing her as  she was doing it with the help of data from the mobile phone/ internet. The mother was telling the daughter unless she used her brain she wasn't going anywhere.

Today (09.10.2026), I came across exactly it's reflection  in  The Times of India.

The title read, "AI use, ups homework scores, but slashes exam marks:study."

It is based on a report prepared by a World Bank team led by Gaurav Nayyar

"The World Development Report 2026: The Promise of Artificial Intellgence."

'LLM Users Show Lower Cognitive Effort"

LLM (Large Language Model) is a type of artificial intelligence, built on deep neural networks designed to process, understand and generate human like texts.

Manash Gohain articulates.

1. Evidence cited by World Bank suggests that unrestricted use of generative AI can improve what students submit as classwork.

2. But it weakens what they actually learn.

3. Tools such as ChatGPT  can reduce the mental effort through which reasoning, writing and knowledge are built.

4. A study revealed that with the use of AI, homework scores improved even as students spent less time on assignments. At the same time monthly in-class examination scores had fallen.

5. The evidence points to both opportunity and risk in education. If students outsource the learning process to AI, it would be problematic.

6. Those who used LLMs for research displayed lower cognitive effort. However mental effort had declined even when output quality improved.

7. Students given unrestricted AI access also performed worse later when the technology was withdrawn.

8. It is warned that if students use AI to complete homework, the "productive struggle" central to learning can disappear.

9.  It potentially weakens foundational skills in reasoning and writing.

10. It does not argue against AI in education.

11. The finding is, " AI can augment human capabilities. But it must not replace the processes through which more advanced skill are acquired.

12. As the demand for workers with AI skills grows, new occupations may emerge.


YOU HAVE MORE TIME ON HAND THAN YOU PERCEIVE - DHONI TO SHAI HOPE

 

A sane advice.

It's applicable to most.

Generally we feel the time on hand is limited and we fail. 

We blame time.

But it's our inefficiency that causes our failure.

We never admit it.

We never realise it.


നിങ്ങൾ കരുതുന്നതിനേക്കാൾ കൂടുതൽ സമയം നിങ്ങളുടെ കൈവശമുണ്ട് 

എന്ന ധോനിയുടെ ഉപദേശം ക്ഷമയോടെ പിന്തുടരാനും അന്തിമലക്ഷ്യം ചെറിയ ഘട്ടങ്ങളായി തിരിച്ച് ആസൂത്രണം ചെയ്ത് വിജയം പിന്തുടരാനും സഹായിച്ചതായി ഹോപ്പ് പറഞ്ഞു 

മൊഹാലി: ഇന്ത്യക്കെതിരായ മൂന്നാം ഏകദിനത്തിൽ വിജയിച്ചതിന് പിന്നാലെ ഇന്ത്യയുടെ മുൻതാരം എം.എസ് ധോനിയുടെ വാക്കുകൾ ഓർത്തെടുത്ത് വെസ്റ്റിൻഡീസ് ക്യാപ്റ്റൻ ക്യാപ്റ്റൻ ഷായ് ഹോപ് 

ഇന്ത്യക്കെതിരെ പുറത്താകാതെ 162 റൺസ് നേടിയ ഹോപ്പ് വെസ്റ്റിൻഡീസിനെ അഞ്ച് വിക്കറ്റ് വിജയത്തിലേക്ക് നയിച്ചു.

When India was ahead 2-0 in the one day cricket 3 match series against West Indies, the former Indian Captain M.S.Dhoni gave the following advice to Shai Hope, Captain of West Indies.

"You have more time on hand than you perceive."

It worked.

Scoring 162 not out,Shai Hope took West Indies to a 5 wicket victory over India.

To achieve, he says he had followed the target patiently. Further he had split the target to several small pieces and smoothly charted the ride to eventual success.

Pratheekshakal avasanikkunnidathu prayatnam ningale  vijayathilethikkumennu shai hope lude Kaalam orikkal Koode theliyichu

Where  hope fades, effort leads you to victory. Time has once again proved this dictum right, through Shai Hope, the West Indies cricket captain. He led the West Indies fight back after two losses against India in the three match series in one day cricket. 


Thursday, October 8, 2026

COLLEGIUM SYSTEM - APPOINTMENT OF JUDGES - SC & HC - JUSTICE DIPANKAR DATTA OPINES - JUSTICE SC SHARMA CONCURS WITH THE SOLICITOR GENAERAL

 Justice Dipankar Datta and Justice Satish Chandra Sharma were on the bench at the Supreme Court of India. They were hearing the petition on  the validity of the law on appointment of the Chief Election Commissioner (CEC) and Election Commissioners (ECs) by a panel consisting of the Prime Minister, a Cabinet Minister and the leader of the opposition.

Collegium system

While perusing the arguments forwarded by the parties, Justice Datta, took note of the oral argument made by the Solicitor General drawing a parallel with the Collegium system and stated that this argument has a bearing  on the integrity of the institution. “Though not too relevant for the purpose of giving an opinion on the question of whether a reference is called for, which is presently under consideration, his reference to ‘Judges appointing Judges’ seeks to revive an old criticism and, unwittingly, travels beyond the present lis.”

Even though the issue of judicial appointment was not connected to the context of the present matter, however,  Justice Datta, deemed it fit to address the issue stating that, “The first instinct too, while writing this opinion, was to be reticent and let such criticism pass. But, on a second thought, it is realised that the judiciary cannot always be at the receiving end.”


Views of Justice Dipankar Datta 

The observations were part of his separate opinion in a split verdict on the legality of a 2023 law on appointments of the Chief Election Commissioner and the Election Commissioners and  on the executive participation in the Collegium Deliberations for judicial appointments to the High Courts and the Supreme Court

1.  The collegium system remains the most viable option for safegaurding judicial independence, despite its "opacity and imperfection"

2. The deficiencies of the collegium could not justify the  ushering in of executive participation in collegium deliberations.

3. Judiciary had been relegated to playing second fiddle to the executive in appointments because of the way collegium recommendations were cleared by the Government.

4. The opinion expressed, "Judges appointing judges," was a myth, taking cognisance of the manner in which Government cleared the collegium picks.

5.  It was the executive that wielded decisive control and held the reins over appointments at every stage.

6. Referring to Governments's argument that the judiciary had an exclusive say in judges' appointment, he articulated, "Judiciary cannot be at the receiving end," and devoted six pages to the issue. 

7.It was further stated that, "Relevant observations in response need to be made, lest silence be misunderstood as a tacit acceptance by the court of such unworthy criticism in circulation."

8. The executive wielded decisive control and held the reins at every level

9. It has become fashionable to blame the collegium for every infelicitous choice, conveniently forgetting that aberrations were exceptions and not the norm and that no system could guarantee infallibility of human choice.

10. The oft repeated phrase that 'judges appoint judges' is a myth, which people have been fed by vested interests through motivated narratives. If the recommendations of the Collegium of the Supreme Court were binding in nature, the same would certainly have been implemented in their entirety. Unfortunately, the records tell a different story.

11. A sweeping generalisation is that the collegium acts as a law unto itself, overlooks the consultative process envisaged under the constitution and the intrinsic role of the executive - both at the centre and in the states.

12. It is undeniable  that the collegium system has occasionally faltered and iits functioning has not been entirely free from aberrations. However, vociferous criticism, by itself, does not offer an alternative. While the absence of an outsider may invite scrutiny, executive supremacy cannot be the cure. Criticism may be abundant, but a viable substitute being conspicuously absent, the deficiencies cannot be used as a justification to usher in participation of the executive in the Collegium deliberations.

13. The constitutional quest is not to transfer the primary from one organ to another, but to preserve institutional independence through checks and balances.

14. What is most worrying and needs attention for  remedy is that the sanctity of a collegium resolution is lost each time the executive implements it selectively, approving majority of those recommended while withholding at least one. Undeterred by such piecemeal approvals and regardless of the fate of those not cleared by the executive, the collegium chooses to proceed, to avoid a head-on conflict with the executive, left with a hobson's choice to keep the institution running. 

15.  What it thereby averts, arguably, is a constitutional crisis. But the question is how long can this state of affairs continue if such a selective implementation is allowed to acquire the character of an accepted practice?"


Views of Justice S.C.Sharma

1.  SG Tushar Mehta's submission was "not a criticism of the collegium  system or regarding the role of the executive in the appointment of judges."

2. It was a submission to the effect that if the constitution  bench had held the presence of outsiders in the collegium as violative of the doctrine of separation of powers, a similar independence should be read in the executive and the rules framed under Article 324 be not declared void on the ground that it does not have an outsider in the selection committee or the executive predominates it.

3.  The SG had based his argument on the judgement in the National Judicial Appointments Commission case, where a constitution bench held that the presence of even the law minister in the collegium for appontments of SC and HC judges would violate separation of powers.

4.  Building upon the constitutional principle, the submission of the SG was that a corresponding degree of constitutional independence must be recognised for the executive as well as the legislature. 

5.  The SG submitted that the committee constituted under rules framed under Article 324 deserves to be declared legal though dominated by members of the executive.

The Times of India 
24 September 2026



Wednesday, October 7, 2026

BENJAMIN NETANYAHU CONVERSES WITH CAPTAIN SMIT MACHCHHAR

 Benjamin Netanyahu: Captain Machchhar, I want to thank you for your extraordinary courage. What you did saved many lives. You are being admired in Israel, in India and around the world. I wish you a speedy and complete recovery. Please tell me—how did the incident begin?

Captain Smit Machchhar: Sir, it had been a normal flight. At one point, the co-pilot said that he wanted to pray. That was not unusual, so out of respect I kept looking forward and gave him privacy.

Captain Smit Machchhar: After about four or five minutes, I suddenly felt a very heavy blow to the back of my head. At first I thought something catastrophic had happened to the aircraft. Then the blows continued, one after another, and I realised that the person in the cockpit with me was attacking me.

Benjamin Netanyahu: And you were already badly injured at that point?

Captain Smit Machchhar: Yes, sir. My vision became badly blurred. At the same time I realised the aircraft was pitching sharply downward. I tried to stop him and also tried to get the cockpit door open so that help could come in.

Benjamin Netanyahu: How were you able to open the cockpit door?

Captain Smit Machchhar: From inside, the door has a mechanism that can be opened by turning the knob. My colleagues outside were trying to enter the code, but the co-pilot was preventing them from getting in. I managed to reach the knob and open the door once, but he closed it again.

Captain Smit Machchhar: Later I was lying on the cockpit floor. I could hear the aircraft rushing downward and people screaming. I felt that I had one final chance. I gathered whatever strength I had left, pushed myself toward the door and opened it again. People outside were ready. They came in, overpowered the attacker and helped regain control.

Benjamin Netanyahu: Your courage and your judgment under such impossible conditions are remarkable. You saved so many lives. What you did goes far beyond one flight—you showed extraordinary human courage.

Benjamin Netanyahu: I would be honoured to welcome you to Israel. I would also like to invite you, together with my friend Prime Minister Narendra Modi, to take part in our next Independence Day celebration. You are a hero to the people of Israel, to the people of India, and to people around the world.


Captain Smit Machchhar: Thank you very much, sir. I am grateful for your words. I would also very much like to meet the Israeli doctor who helped me immediately after the incident. He saved my life.


Benjamin Netanyahu: You will be welcomed with open arms. Please concentrate on your recovery. You have our respect, our gratitude and our best wishes for a full recovery.


Captain Smit Machchhar: Thank you, sir. I truly appreciate it.

HUSBAND TO WIFE

 



Though it's an advertisement in The Times of India on 01.10.2026, the letter makes sense.

BANK STRIKE PROPOSED AND AFTERMATH

 



Quiet funny. 

A bank strike was proposed for three days - the last Monday, Tuesday and Wednesday of September 2026

It was withdrawn on the eve of the day the strike was set to begin. 

The demand was implementation of  5 day week like in RBI etc along with other longstanding issues.

First they made them work on Sunday that was a holiday.  Then they were made to work on the proposed strike days. 

Net result they worked for four days whereas they had to work only on three days.

Now the govt is going to abolish the 5 day week for everyone. It's going to be a seven day week.

Rotation  could mean the key holders might be tied up on all seven days. 

Just my guess

Monday, October 5, 2026

TURNING DEFICIT TO DIVIDEND

 Sharmila Mona Sinha was the third daughter.

In a society where the arrival of a son was treated as family dividend and another daughter as deficit, she absorbed the message early. She wanted to do something about it.                        She recalls,"I wanted to be a boy and do what boys did."

Last week, she entered the National Women's Hall of Fame in Seneca Falls, New York - the cradle of the American Women's Right Movement.

She is the second woman of Indian origin to receive the honour after Indra Nui, former  CEO,Pepsico. 

She absorbed from her grandmother who showed her that challenging status quo was not alien to her family - the grandmother had helped to organise women during India's freedom movement.

She was in the corporate world after graduating in Economics from Smith College in Massachusetts and after an MBA from Columbia Business School.

Over time, Sinha began wondering whether the tools she had acquired in business could be deployed for a different kind of return. Rather than abandoning the language of capital, management and organisational efficiency, she brought it into philanthropy and social change.

Her worldview was shaped by her childhood where she could never shake off the feeling that her parents would have preferred a son, not a daughter Number 3. The care she received was no less than for her sisters, yet Daughter  Number 3, as a kid, internalised  her parents' ",disappointment."

She is a rarity for the strides she has made. But her words will have struck a chord with the women of the world. 

She now works for women. She toils to eliminate discriminating laws affecting women and girls.

Her story offers an Indian lesson about the evolution of feminism. Her Hall of Fame induction is more than another accolade for a prominent philanthropist. It is a long distance answer to the question that confronted the girl in Calcutta. 

What might that "wrong" daughter become, if nobody put a ceiling on her? 

Four decades later, the answer is inscribed in the National Women's Hall of Fame.

The Times of India 05.10.2026 and its editorial 06.10.2026


UPENDRA MACHCHCHAR, FATHER OF CAPTAIN SMIT MACHCHCHAR

 Upendra Machchchar reflects.

"The cuts are deep and he is in terrible pain. But when leaders of nations speak to him, he gathers himself and responds with remarkable calm.

As his family we know what lies behind that calm. the stress is immense. But the God who saved him will also decide the course of his life ahead. 

Right now, we are one hundred percent positive God will do what is best for him."

For Upendra, the question that keeps returning is what made his son open the cockpit door despite grievous injuries. 

"What happened shocked us. But it's his intrinsic nature to place others before him that made him do what he did."

The Times of India, 05.10.2026

ACT AS ONE

 

The team succeeds only when the members act as one

Sunday, October 4, 2026

SPLIT VERDICT AT THE SC - APPOINTMENT OF CEC AND THE ECs

 Justice Dipankar Datta and Justice Satish Chandra Sharma were on the bench at the Supreme Court of India. They were hearing the petition on  the validity of the law on appointment of the Chief Election Commissioner (CEC) and Election Commissioners (ECs) by a panel consisting of the Prime Minister, a Cabinet Minister and the leader of the opposition.

Views of Justice Dipankar Datta on appointment of the CEC and the ECs

1. It would not be a fallacious metaphor if it is said that since the umpire is picked by the captain of one side and his team wins, even if the decisions taken by such umpire are correct, it has the patina of suspicion.

2. Deliberating on the validity of the law on appointment of the Chief Election Commissioner and the Election Commissioners by a panel consisting of the Prime Minister, a Cabinet Minister and the leader of opposition, he mentioned the flaws.

a. It gave "overwhelming power" to the  executive.

b. It made the presence of the LOP ornamental.

c. It undermines the appearance of independence in the selection process.

d. Since independence, governments had tried to control the poll body.

e. Over seven decades, every dispensation wresting office found it convenient to keep institutions which the constitution envisioned to be independent under its control.

f.  To enact a law on the lines empowered by Article 324 (2) would have meant freeing ECI from exclusive executive control and inviting trouble for the ruling regime.

g. To the mind of this court, this has not been the failing of any one party or one period.

h. A consistent trait of political power, discernible over the decades, has been to preserve leverage over the very body that is meant to judge its claim to power.

i. If free and fair elections were to be ensured, it was axiomatic that the EC must not only be an independent body, but also be seen to act independently.

j. It was painful to note that not a single party in power entrusted by the people of India to govern this great nation took the initiative of enacting a law of the nature which Article 324 (2) left to the supreme law making body, ie. Parliament, to legislate.

k. Placing its own electoral fortunes in the hands of a truly independent arbiter was not favoured by any political party for obvious reasons.

l. To remain in power, the consistent pursuit through executive action has indeed been simple - influence the composition of the EC, control the process of appointment of the CEC and ECs and thereby temper adverse electoral outcomes.

m. The bottom line of the argument runs like this:-  It would not be a fallacious metaphor if it is said that since the umpire is picked by the captain of one side and his team wins, even if the decisions taken by such umpire are correct, it has the patina of suspicion.

n. There can be no gainsaying that free and fair elections, to a large extent, depend on a truly indepndent Election Commission. It is not enough for the EC to be independent, it must also appear to be independent. The minister nominated by the Prime minister to function as the third member on the selection committee chaired by the Prime Minister cannot be expected  to defy his own nominator.

o.In such a circumstance, the inclusion of a minister in the selection committee fails to provide the independent counterweight that a neutral selector could and he would merely echo the voice of his leader. 

p. Consequently, the presence of the leader of opposition in the selection committee becomes largely ornamental, without furthering the purpose of his inclusion.

Views of Justice Satish Chandra Sharma

a. The petition challenging the 2023 law on appointment of the CEC and the ECs raised substantial questions of law.

b.The substantive constitutional questions should be systematically referred for an authoritative pronouncement. 

c. It required consideration  by a larger bench.

Outcome

While Justice Datta did not find a reference to a Constitution Bench necessary, Justice Satish Chandra Sharma, puisne judge on the Division Bench held in favour of sending the case to a constitution bench reasoning that several questions of substantial importance were at stake.

Due to the differing opinions on whether to directly process or refer the matter regarding the inclusion of a Cabinet Minister in place of the CJI, the two judge bench delivered a split verdict. 

The Bench requested the Chief Justice of India to constitute a five judge Constitution Bench to settle the issue.

The Times of India 
24 September 2026

The Times of India, reports on 8th October 2026

SC to study plea for recall of split verdict on EC appt law.

Centre Wanted Constitution Bench Hearing

On Wednesday (07.10.2026), a bench comprising the CJI and Justices Joymalya Bagchi and V.Mohana was told about the recall application by Senior Advocate Gopal Sankaranarayanan.

"We will examine and take a call," the CJI said.

When the CJI asked whether there was any other interlocutory  application, Sankaranarayanan said a curative petition had also been filed. "That I think, will have to go in its own form," he said