In Service Lies Success HDFC Bank / L&T

 

In Service Lies Success

HDFC Bank / L&T

In an online Cholakathu family meet Anoop said, “I have been with the HDFC Bank for the past 22 years. Banking is the only career I know.” Anoop is a Cluster Head at HDFC bank. He hails from the Cholakathu family, Kerala.

HDFC Bank, India’s top private sector bank began functioning in the year 1995. What it has accomplished in 29 years is astounding. Its growth parallels with the phenomenal growth of L&T over the years.

A M Naik said, “My life is L&T. My legacy is L&T”, as he handed over the reins of L&T to his successor. He had joined the company as a young man. He had worked hard. He had risen to helm the major corporate entity.

L&T was founded by two Danish engineers, Henning Holck-Larsen and Soren Kristian Toubro. They named the company Larsen & Toubro when it was formed.  They did not give it any fancy name as had been the general practice during the time. They believed, for an organization to grow, people mattered most.  L&T is ultimately its people.

A key word in the Vision Statement of L&T is ‘Trust’. You need to earn it. You need to build the trust of the people you interact with. You win trust by caring. It is, Caring for your own people, Caring for your customers, Caring for the community around you, Caring for your own country. The relationships you build are for the long haul.

The founders taught, “Truth is the best salesman.” They insisted L&T should not sell a product overstating its features. For them, integrity was primary. The tradition lingers on.

The first tagline of L&T, ‘In Service Lies Success’, underlines its customer focus.

L&T began functioning in 1938. It was importing Danish equipments. When the Second World War erupted a year later, German naval blockade had choked the trade line. The innovative founders, instead of waiting for the restoration of imports, went on to manufacture what they earlier imported.  

There are no full stops in an innovator’s mind. One successful innovation leads to another and yet another. Innovation keeps L&T on the path of growth and success.

Indeed, HDFC Bank and L&T have so much in tandem.

Abraham Jacob

November 4, 2024

How to turn failure to success Learn from achievers who failed and failed and succeeded

 

How to turn failure to success

Learn from achievers who failed and failed and succeeded

 

The Civil Services exam, conducted by the UPSC, is the toughest call in India. The aspirants have to invest a minimum of four years of their life to make it. (an IPS officer told me this in 2006)

 

Please listen to the toppers who had in 2023 improved upon their own results of the previous years.

 

1.       Throughout my preparations, my basic focus was on identifying mistakes I committed that lowered my score and rectifying it in order to up my score. I approached friends who had scored higher in these subjects, picked up things that I missed during preparations.                                 

                                    Aditya Srivastava, reached rank 1 from previous year’s 236

 

2.       I attempted the exam with more focus. He attributed the success to meticulous analysis of previous years’ question papers.

                                    Ayan Jain, reached rank 16 from previous years’ outstanding 87

 

3.       I worked more on bringing in my personal opinion and experiences in the optional subject (Political Science). I also made use of data sets wherever possible, instead of just quoting theories.

                                   Sameer Khode, reached rank 42 from previous years’ 551

 

4.       He underscored the importance of fine tuning study methods and bolstering confidence.

                      Ashish Patil, reached rank 147 from previous years’ 563

 

5.       Be honest with yourself while preparing

                      Bhavesh Khayalia, reached rank 46 from previous years’280

 

6.       Her mother kept her motivated to keep trying. She never let go of her dream (IAS).

                      Medha Anand, reached rank 13 from previous years’ 311

 

7.       His journey, though marred by challenges, was propelled by family support. Even with less effort due to my illness, I secured a good rank this time, which I believe is due to the foundation I had built over the years.

                    Yogesh Dilhor, reached rank 55 from previous years’ 633

 

8.       He took a lot of online mock interviews, attended coaching classes. He used to refer to NCERT’s syllabus. Peer groups helped him a lot.

                    PK Sidharth Ramkumar, reached rank 4 from previous years’ 121

 

9.       Working as an Income Tax Officer, I carried on with my studies.

                    Shivam Kumar, reached rank 19 from previous years’ 309

 

10.   The emphasis was on a shift in focus towards presentation and precision in answers. I used to do meditation and yoga to avoid distractions

                  Ayushi Pradhan, reached rank 36 from previous years’ 334

 

11.   There is no secret ingredient. With each attempt, the aspirant gets a better perspective of the pattern of questions and is better equipped for the interviews. In my case, I focussed on the basic books, but devised answers on my own for the mains

                      Atul Tyagi, reached rank 62 from previous years’ 145

 

Source: The Times of India, 18 April 2024

 

Abraham Jacob

20^th April 2024

TWINS by EVANA

 TWINS

by

EVANA

6years

Evana says the elder is on the right

TUVALU

When dignitaries from Tuvalu along with their close friends in India paid us a visit

Tuvalu is an island country in the South Pacific Ocean, about halfway between Australia and Hawaii. It's made up of nine coral islands, including four reef islands and five atolls.

 Tuvalu's economy is small and relies heavily on foreign aid, remittances, and subsistence farming and fishing. 

Economy overview 

Tuvalu is one of the world's smallest independent nations.

It has a narrow economic base and few natural resources.

Tuvalu's GDP per capita is low.

The country's economy is highly dependent on foreign aid.

Economic activities 

Subsistence farming and fishing are the primary economic activities.

Tuvalu also exports a small amount of copra.

The government sells stamps and coins.

The government collects fees from foreign fishing fleets.

Trade and aid

Tuvalu imports most of its food, fuel, and manufactured goods. 

Tuvalu's major trade partners include Fiji, Australia, New Zealand, and Japan. 

Tuvalu receives aid from Australia, New Zealand, the UK, Japan, and South Korea. 

Employment 

Most Tuvaluans are subsistence farmers.

The formal employment sector is very small.

The government is a significant employer.

Remittances from relatives working overseas are a major source of income for families.

 The Ocean may consume the islands in the days to come because of  rising ocean levels caused by  elevated temperature  and the melting of ice caps.

 We have to be aware that the existential threat faced by  Tuvalu may be upon us too one day

Transformative Journey Prayer to the Almighty

Transformative Journey

Prayer to the Almighty

1. Almighty and Everlasting God, You have called us to be the light of the world, reflecting the radiance of Christ in everything we do. Fill us with Your Holy Spirit so that we may shine with humility, love, and truth, embracing all as a welcoming and witnessing community. Transform us, that we may go forth as beacons of Your grace, drawing others into the warmth of Your presence. Through Jesus Christ, our Lord, who lives and reigns with You and the Holy Spirit, one God, forever. Amen.

2. Lord we understand that we have miles to go. We understand that we are nothing, but your ambassadors. We have nothing as our own but you. We can’t do anything without you. Your wisdom leads us. Your grace accompanies us. Your love showers upon us. Bless us to witness and radiate God’s love. Amen.

3. Let us go forth as a radiant people. Let us  reflect the light of Christ in all we do. Let us go with humility as the grace of God is our sole strength. Let us go with boldness as the love of Christ has called us to be witnesses. Let us go with open hearts. Let us embrace everyone in Jesus’ name. May the good Lord uphold us. May Jesus Christ walk beside us. May the Holy Spirit shine within us. Amen

EVANA ABRAHAM 6 YEARS

 EVANA ABRAHAM

6 YEARS

PARENTING Mother’s perspective

 PARENTING

Mother’s perspective

1. Parenting is like cooking without a recipe, hoping it turns out right.

2. Raising a pet is easier than parenting a child.

3. Never be hesitant to go for workouts during pregnancy. Of course, with the consent of the doctor. The child in the womb may wonder if it has signed up for an action movie.

4. When the child grows up, time passes by so quickly like the blink of an eye.

5. You feel you had him yesterday even as he starts earning.

6. Life couldn’t be much better when you have a child.

7. If you say it’s the most amazing time of your life, it’s just a lie. Your life is totally chaotic. You won't’ remember the last time you slept for four hours straight without waking up to feed the baby. You acquire a new personality where to everyone else you are a zombie.

8. Motherhood is definitely not easy. You wish someone ought to have handed you the fine print before you signed up, “Warning – may cause extreme sleep deprivation and sudden crying (yours, not just the baby’s)”

9. But when the baby comes you see that the baby is the cutest thing ever and just one of his little smiles makes it all worth it.

10. You have to take it one day at a time figuring out how to juggle motherhood and work. It will never be easy. But you get paid when the baby giggles and spits up.

11. Frustration dwarfs you while you spend thirty minutes to get the baby to sleep and yet you have to start all over when the doorbell rings once.

12. Raising a child is like cooking a dish without recipe, guessing, adjusting and hoping it turns out right.

13. You can see that no one appreciates your effort and that the world is laughing at you.

14. You need to raise the boys right to make the world safe for girls.

15. Home is the first place where kids not only learn but also observe their parents. Parents have to set the example by loving and understanding each other. They have to inculcate fine values in their children.

16. Having a pet teaches you to share responsibilities and to care for someone other than you.

17. Raise your children in a way that encourages them to always try their best in whatever they do in life, but never obsess over results. Life is a journey. Enjoy the ride with its sharp ups and downs.

18. Aim at parenting with love. Raise the children in a kind and gentle way empowering them to solve their own problems. Never push your ways on to them. Never impose anything on them. Nurture them. Guide them. Help them. Make them independent.

19. Teach the child to be kind and grateful.

20. Raise the child with good manners and an inquisitive mind and love in the heart towards everyone.

21. Finally, raising a child is not the mom’s job alone. When the dad becomes equally involved, it brings the family closer.

Sourced from 

Sunday Times of India 2March2025