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Monday, March 23, 2026

VINOD THE ELECTRICIAN

 

Vinod lay there in the general ward of the General Hospital, Trivandrum looking up at the ceiling. He pondered how he ended up on a hospital bed. He could see his Amma with tears flowing down her cheeks beside the bed. He asked her which day it was.  She replied it was Wednesday. Vinod said he thought it was Monday. 

Amma said it was on Monday he had fallen  off the ladder.  He remembered. He was fixing up the electrical wiring for a house under construction at Mangattukonam.  As he was nailing the cable, he had slipped. He didn't know what happened afterwards. Amma told him it was a fall from a height of eight feet. Fortunately he didn't break his bones. But there was concussion as he had landed head first. He was unconscious. The contractor from Pothencode had arranged his transfer to the General Hospital at once. That single act had saved Vinod's life. He had been in the ICU for two days. He was transferred to the general ward after he became conscious.

Vinod felt pain all over the body. The Sister who came to administer an injection told him it was to mitigate the pain. The doctor on the rounds told him he would have to take complete rest for two months after discharge from the hospital. He was told he would have to remain in the hospital for three more days.

In the evening that day the contractor, Ramesh visited him. Ramesh was happy Vinod had regained consciousness and that there had been no debilitating injuries. Ramesh quietly slipped Two thousand Rupees under the pillow and left, promising Vinod he would visit him the next day. But Ramesh never set foot in the hospital again. 

True to their word, the doctors discharged Vinod on the fourth day after he regained consciousness.

At home it was a slow grind. The pain was excruciating. Vinod's aged mother looked after him as best as she could. 

Though doctors had told him, he could go back to his work after two months, he had to stay off from work altogether for six months. Of course there was no money left. Vinod had to borrow heavily to make both ends meet.

As he had been quite good at his work, his clients had waited patiently for his return. 

There was no dearth of work when he resumed his duty.

Two years on, he managed to save some funds after paying off all the debts.

It was at this time, Vinod had taken a rush job in a two storied building. As he had always been a loner, there were no supporting electricians. But there was a timeline to beat. 

After the completion of wiring in the ground floor, Vinod went after the first floor. Here, he had to fix the concealed wiring on the exterior. It was a sight to watch. He stood at the highest step on the long ladder. Ever since his accident Vinod had always been careful. He would wear the Helmet. He would tie himself to the window bars with the other end tied around his waist. It was the  standard precaution all electricians had been taught to take though flouting it had been the standard norm. Since Vinod had learned his lesson the hard way he never dared to violate the norm.

As he had felt safe with the contraptions in place,and since it was very hot he had put away the Helmet for once.

Alas, as he stood on the top of the ladder with full concentration on the work, he didn't notice the climate cooling off. Suddenly, there was a heavy down pour. Any normal human being would climb down from that elevation as best as he could. But Vinod just couldn't do that. The knot that had secured him to the window bar was so tight he was unable to untie himself. from one  end or the other. Poor man, he had to stand their clinging on to the window bar for almost an hour, taking in the onslaught of the heavy downpour on himself. 

When the rain receded, Vinod managed to climb down after untying the knot. It was a lengthy process.  He could have cut it off if he had the knife with him. But he had only the screwdriver,the  nails  and the hammer with him.

Back at home he began  shivering in the night. He had a high fever. The next morning, he had to visit the hospital. He was admitted there at once as the fever didnot subside. It took a week for him to get well and get himself discharged.

As he had been laid up for more than a month, Vinod had to resort to heavy borrowing again to pay off the hospital bill and meet the expenses for the convalescence.

When he became well he resumed his work. But a bad cough was irritatiting him. The doctors on examination diagnosed it as an infection that could be  arrested with medicines. But they didnot bar him from carrying on with his work.

But Vinod told me as an abundant precaution, he was avoiding taking up work at houses that had little children to save them from catching any illness from him

What astounded me was the manner in which Vinod had related the turmoil he had been through on the two occasions. He was laughing it off. He did not curse his fate. 

Even I couldn't contain my laughter as he drew the picture of himself hanging on to dear life in that heavy downpour. It made me admire him for his courage.

He maintained that turbulence was part of life and he had to accept whtever good and bad that came his way.

According to him  the inner peace he has is helping him  tackle the unexpected throughout his life.

Vinod. What a gem of a man!


Bunch of white roses at varied hours

 

                                             Bunch of white roses at varied hours - 

                                     morning at 9.15 am when the sun rays fell direct 

                                      and at 2.05 pm when the shadows lengthened

                                                                     


 

                                                                                   


                                                                                 



                                                                                 


                                                                                 

Sunday, March 22, 2026

HDFC BANK

 

The Colonel, normally reticent, was in a conversational mood. We were going up on the lift at Aryanivas for breakfast. He volunteered the information that the shares of HDFC Bank were taking a sharp hit. We shrugged our shoulders. It was news to us. However it was explicit, the people of the country were alert.

The sudden exit of Atanu Chakraborty as non-executive chairman and independent director of HDFC Bank left the common man perplexed. The reasons adduced were not the polite euphimism, 'personal reasons or other commitments', but "certain happenings and practices within the bank over the past two years that are not in congruence with my personal values and ethics." 

Here, a few pertinent questions  are relevant. Why did the chairman wait for two years to act? What did he do when he found 'certain happenings and  practices within the bank not in congruence with his personal values and ethics,'  as he observed them in the first place? Did he bring them before the board? And if he did not trust the board, why were  the issues not placed before the regulator, RBI? It is an evident fact that the chairman was well versed in administration. The important positions  he had held earlier in the Government of India were all in the public domain

I feel this was unkind. If his concerns had warranted resignation they did warrant clarity. Ambiguity at the highest level erodes trust. By neither fully disclosing the issue nor remaining silent, the resignation risks the worst of both the worlds, reputational damage without accountability. Stepping down from the board of an important institution is not a decision to be taken lightly. One can easily exit a promoter led enterprise on personal disagreements. But here. the stakes were far higher.

The response  from RBI was swift. It sought to calm the markets. It was assured that there were no material concerns regarding the bank's governance and that its financial position was sound. But regulatory reassurance is not a substitute for transparency. 

It is obvious the chairman had erred in timing his resignation as well as walking off from  his job  making transparency the prime casualty  over the whole  sordid drama and ambiguity his trump card.

HDFC Bank is not merely India's largest private sector bank. It has been the gold standard of governance, prudence and execution. It commands a valuation built not just on performance, but on credibility.

HDFC Bank is among the three major banks identified by Reserve Bank of India (RBI) as Domestic Systemically Important Banks (D-SIBs), often called "too big to fail" institutions --State Bank of India (SBI)HDFC Bank, and ICICI Bank. These institutions are considered vital to the Indian economy due to their size, cross-jurisdictional activities, and interconnectedness.

Perception is a reality in institutions of systemic importance. But markets are driven as much  by perception as by fact. And perception is shaped by what is said and what is left unsaid. 

When the non executive chairman of the institution flags ethical concerns, it touches confidence in India's financial architecture. 

The role of the independent director is not merely to dissent, but to ensure that dissent is recorded, debated and when necessary escalated. Resignation should be the last resort, not the first visible action.

Boardrooms are meant to be more contested, more accountable and ultimately more transparent. Governance is not just about compliance. It is about culture. If a chairman resigns on ethical grounds, it has to be delineated or substantiated.

Perhaps if the chairman had been from the banking sector itself, the situation would have been better managed

A formal review is essential to restore the credibility of the bank that has taken an unfortunate hit over the imbroglio.
........................................


Sourced in part from an article in Sunday Times of India of 22nd March 2026 by Lloyd Mathias.




EXQUISITE FLOWER FROM BEENA'S GARDEN AT THALAVADY

 

                               EXQUISITE FLOWER  FROM BEENA'S GARDEN AT THALAVADY

                                                                    


Lila brought the seeds from Thalavady. The seeds were sowed here. The seedling was transplanted. Lila looked after it tenderly.9

She was very happy when it blossomed into an exquisite flower.



Saturday, March 21, 2026

SAIYD

 

We had watched Saiyd grow up. We were amazed at his perseverance and humility. He now holds a highly responsible position.

He did have his personal tragedies. But he has compartmentalized them.

He does his job conscientiously. He looks after his family well. 

He ensures that he shares with us, the sumptuous delicacies prepared at home on festivals.

From what we have gathered, the preparation of food to commemorate fesivals at his house is itself a festivity. The whole family - his father, his wife, his sister and whoever else are there at home join the collective drive. 

However they ensure, that even before they converge to consume the delicacies, it is shared with their friends and with people they respect.

Saiyd,  brought the gift to our place on 20thMarch2026, and conveyed to us the blessings of the festival. We reciprocated.

The delicacies were excellent. Top class.

I posted two WhatsApp messages to him expressing our gratitude.

They are here:


Huma Qureshi

in 

Trivandrum Times 

21.03.2026

Times of India


Eid is a feeling, not just a festival

It isn't merely a festival. It's a feeing. It's a ritual of togetherness. It's a general reminder of all that truly matters.

It's sharing with friends, family, people around you, your community, and perhaps people who are less privileged than you are. 

Ramzan is a month when we do a lot of things - whether it's iftar or just sharing whatever we're eating and opening our table out to friends and others.

I think it's a very important part of who we are as a family. 

I have a bunch of friends whom I don't even have to invite. If it's  Eid, they'll just come home.

The relationship is not just with me, but also with my family and mother. They want to have my mother's home cooked food.

We often foget to take a moment, pause and be genuinely grateful for what we have in our daily life.

There is so much in life that we have to constantly be grateful for. 

The human mind likes to wander towards negative things. 

But when you have so much abundance around you, please make sure you have a lot of gratitude for the blessings you have been endowed with.
............................

Dear Saiyd, 

Thank you for sharing with us what you had at home.

They were all excellent.

Our gratitude to all at home who had tirelessly toiled to make it happen.

Apart from filling us, the food had conveyed so much of love and affection

To be frank, we relished everything - the food, the love and the affection.

May God bless you all abundantly

Regards

Uncle and Aunty

Friday, March 20, 2026

YUZVENDRA CHAHAL CRICKETER GOES CANDID

 

BEING BETTER THAN YESTERDAY

Yazvendra Chahal, leg spinner, who has been in the Indian Cricket team goes candid on his ambitions and his resurgence. He admits he had been through a tough previous year marked by injuries and illness. He says, though the time away from cricket had tested him both physically and mentally, he is entering the new season with a renewed purpose.

He reveals, "Last year wasn't easy. But with the support of my family, friends and the Punjab team's management, I've come through it. I'm feeling much better now."

He has revamped himself.

To rebuild himself and to underline his commitment to peak performance, he has made several lifestyle changes.

He has given up alcohol, focussed on better sleep, improved his diet and committed himself to consistent Gym work.

He affirms, "I want to keep improving each year. I may not promise specific results, but I'll give everything I have, on and off the field."

There has been in evidence a mental reset.

At present he goes by, "This is about being better than yesterday."

What matters to him now is, helping the youngsters, supporting his teammates and giving off his best. He bats for collective strength over indvidual brilliance.

Success, according to him, comes through teamwork, where every one contributes to the utmost.

Yazvendra Chahal articulates and solidly emphasises  the most essential features for leading a  successful life

 It is valid for each individual, valid at our homes, valid at  the work front and valid  everywhere.

Yes, when we fail or fall, we have to revamp ourselves. We may have to go in for lifestyle changes. You have to constantly  improve. You will have to give your hundred percent to accomplish the tasks on hand. And please do not refrain from developing the  juniors or those who are not on par. 

Your mantra has to be, you are going to perform  better  today than yesterday. 

You will have to encourage your team members to believe in collective strength.  Here each one performs his part to the utmost. It enables the team to taste success with ease. 

 I believe it is time we paid heed to Yazvendra Chahal because what he has drawn from his own life has credibility.
.............................................

Sourced from an article on Yazvendra Chahal  in Times of India of 20th March 2026 in part.



Thursday, March 19, 2026

EVANA THE BEAUTIFUL GIRLS PARTLY FINISHED

                                      EVANA  THE BEAUTIFUL GIRLS  PARTLY FINISHED